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    <pubDate>Thu, 21 Aug 2008 16:01:47 GMT</pubDate>
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    <copyright>Copyright 2008, money.co.uk, Dot Zinc Limited. All rights reserved.</copyright>
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    <title>Government Criticised for 'Back Pay' Benefits Reforms</title>
    <link>http://www.money.co.uk/article/1001232-government-criticised-for-back-pay-benefits-reforms.htm</link>
    <description>Pensions minister Mike O'Brien is under fire for the upcoming benefits changes, which means that pensioners have a much shorter time in which to claim money back.</description>
    <pubDate>Thu, 21 Aug 2008 16:01:47 GMT</pubDate>
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    <title>Brits 'Cutting Back on Spending as Crunch Bites'</title>
    <link>http://www.money.co.uk/article/1001230-brits-cutting-back-on-spending-as-crunch-bites.htm</link>
    <description>Belts are being tightened due to the economic downturn, two surveys released today show.</description>
    <pubDate>Thu, 21 Aug 2008 15:25:41 GMT</pubDate>
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    <title>HMRC Pulls Housing Figures After 'Error'</title>
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    <description>A mistake in the statistics has thrown the home sales findings in to doubt, it has been suggested.</description>
    <pubDate>Thu, 21 Aug 2008 14:51:04 GMT</pubDate>
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    <title>Datamonitor Predicts 20% Fall in Mortgage Market</title>
    <link>http://www.money.co.uk/article/1001226-datamonitor-predicts-20-fall-in-mortgage-market.htm</link>
    <description>The credit crunch and property downturn will lead to fewer loans being advanced in 2008, the data firm has said.</description>
    <pubDate>Thu, 21 Aug 2008 10:48:30 GMT</pubDate>
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    <title>Addidi Urges Limits to Parental Loans</title>
    <link>http://www.money.co.uk/article/1001225-addidi-urges-limits-to-parental-loans.htm</link>
    <description>Grown-up children are causing some parents to fall into debt due to their loan demands, it has been claimed.</description>
    <pubDate>Thu, 21 Aug 2008 10:42:51 GMT</pubDate>
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    <title>Students 'Paying More For Their Groceries'</title>
    <link>http://www.money.co.uk/article/1001223-students-paying-more-for-their-groceries.htm</link>
    <description>Bread and dairy have risen rapidly in price recently - potentially leaving students over £120 out of pocket.</description>
    <pubDate>Thu, 21 Aug 2008 08:19:38 GMT</pubDate>
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    <title>Oakwood Makes Discount Offer In Bid to Clear Mortgage Book</title>
    <link>http://www.money.co.uk/article/1001220-oakwood-makes-discount-offer-in-bid-to-clear-mortgage-book.htm</link>
    <description>The financial firm is looking to reduce its exposure to the falling property market, by launching the new deal.</description>
    <pubDate>Wed, 20 Aug 2008 15:23:45 GMT</pubDate>
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    <title>Building Society Criticises Students for Slack Home Security</title>
    <link>http://www.money.co.uk/article/1001218-building-society-criticises-students-for-slack-home-security.htm</link>
    <description>Students are risking disaster - by leaving windows unlocked and smoke alarms unchecked.</description>
    <pubDate>Wed, 20 Aug 2008 15:04:43 GMT</pubDate>
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    <title>The Cheapest Long Term Balance Transfer Deal</title>
    <link>http://www.money.co.uk/article/1001219-the-cheapest-long-term-balance-transfer.htm</link>
    <description>Get a market leading 6.5% on your credit card balances for life.</description>
    <pubDate>Wed, 20 Aug 2008 14:45:07 GMT</pubDate>
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    <title>CML Downbeat on New Lending Figures</title>
    <link>http://www.money.co.uk/article/1001215-cml-downbeat-on-new-lending-figures.htm</link>
    <description>A slight rise in the amount lent last month by mortgage firms still leaves the market far smaller than it was last year, the data shows.</description>
    <pubDate>Wed, 20 Aug 2008 13:04:10 GMT</pubDate>
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    <title>Insurer Points to High Cost of New School Year</title>
    <link>http://www.money.co.uk/article/1001211-insurer-points-to-high-cost-of-new-school-year.htm</link>
    <description>Buying a uniform and a gym kit is no longer enough for many - with mobile phones and mp3 players also must-have items for the playground.</description>
    <pubDate>Wed, 20 Aug 2008 11:40:34 GMT</pubDate>
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    <title>Islamic Finance Attracting Ethical Investors</title>
    <link>http://www.money.co.uk/article/1001214-islamic-finance-is-attracting-ethical-investors.htm</link>
    <description>Around one in ten people interested are the system are not Muslim, a provider has claimed.</description>
    <pubDate>Wed, 20 Aug 2008 10:43:51 GMT</pubDate>
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    <title>FSA Warns Investors Over Cold-Calling</title>
    <link>http://www.money.co.uk/article/1001212-fsa-warns-investors-over-cold-calling.htm</link>
    <description>Cold-callers are contacting people who previously invested in a "boiler room" stockbroker.</description>
    <pubDate>Wed, 20 Aug 2008 09:24:19 GMT</pubDate>
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    <title>Financial Literacy 'Has Declined', Survey Finds</title>
    <link>http://www.money.co.uk/article/1001210-financial-literacy-has-declined-survey-finds.htm</link>
    <description>People know less basic personal finance information than they did before, new GCSE-style tests have shown.</description>
    <pubDate>Wed, 20 Aug 2008 09:01:29 GMT</pubDate>
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    <title>Government CTF Reforms Demanded by Share Centre</title>
    <link>http://www.money.co.uk/article/1001209-government-ctf-reforms-demanded-by-share-centre.htm</link>
    <description>The £250 voucher which launches each fund should be boosted to £288 to keep up with inflation, the firm says.</description>
    <pubDate>Wed, 20 Aug 2008 07:48:45 GMT</pubDate>
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    <title>A&amp;L Asks For Shareholder Approval in Santander Merger</title>
    <link>http://www.money.co.uk/article/1001207-aandl-asks-for-shareholder-approval-in-santander-merger.htm</link>
    <description>The proposed takeover must be approved by a majority of Alliance &amp; Leicester shareholders - and voting information was sent to them today.</description>
    <pubDate>Tue, 19 Aug 2008 15:09:37 GMT</pubDate>
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    <title>Pensioners '£90 Worse Off This Year'</title>
    <link>http://www.money.co.uk/article/1001205-pensioners-90-worse-off-this-year.htm</link>
    <description>The Conservative party has claimed that pensioners will be facing inflation rates of up to 5.6 percent.</description>
    <pubDate>Tue, 19 Aug 2008 14:51:05 GMT</pubDate>
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    <title>Online Banking 'Better For Budgeting'</title>
    <link>http://www.money.co.uk/article/1001204-online-banking-better-for-budgeting.htm</link>
    <description>People will find it easier to avoid debt than before - thanks to the advent of banking online.</description>
    <pubDate>Tue, 19 Aug 2008 13:53:47 GMT</pubDate>
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    <title>Rics Foresees Rental Market Boom</title>
    <link>http://www.money.co.uk/article/1001202-rics-foresees-rental-market-boom.htm</link>
    <description>People are giving up on selling their home as prices fall and credit dries up, surveyors have indicated.</description>
    <pubDate>Tue, 19 Aug 2008 13:01:18 GMT</pubDate>
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    <title>Fannie &amp; Freddie 'Might Need Government Help'</title>
    <link>http://www.money.co.uk/article/1001201-fannie-freddie-might-need-government-help.htm</link>
    <description>The bailout is likely to be required by the firms, as they struggle to raise revenue in the credit crunch.</description>
    <pubDate>Tue, 19 Aug 2008 11:12:42 GMT</pubDate>
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    <title>UK Youngsters 'Benefitting From WI Thrift Tips'</title>
    <link>http://www.money.co.uk/article/1001200-uk-youngsters-benefitting-from-wi-thrift-tips.htm</link>
    <description>The organisation, which has been providing help for people wishing to live on a budget for decades, is experiencing an upswing in popularity.</description>
    <pubDate>Tue, 19 Aug 2008 10:50:12 GMT</pubDate>
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    <title>Mortgage Holders See 'No Improvement Until 2011'</title>
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    <description>Britain's homeowners are strikingly downbeat about the market's chances of recovery - and predict house price falls of 15 percent.</description>
    <pubDate>Tue, 19 Aug 2008 10:11:56 GMT</pubDate>
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    <title>Woolworths Board Freeze Out Bid from Iceland Founder </title>
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    <description>The high street institution have confirmed that a hotly anticipated takeover bid by retail mogul Malcom Walker has officially been rejected by the board.</description>
    <pubDate>Tue, 19 Aug 2008 08:52:33 GMT</pubDate>
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    <title>Inflation 'Could Hit 7%', Building Society Claims</title>
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    <description>Price rises could increase far beyond their current rate of 4.4 percent, according to new analysis from the Chelsea.</description>
    <pubDate>Tue, 19 Aug 2008 08:20:29 GMT</pubDate>
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    <title>Brits 'Raiding Savings to Pay For Holidays'</title>
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    <description>With savings accounts rates unusually high, people who dip in to their accounts to fund their trips are missing out on £3 billion a year in interest.</description>
    <pubDate>Tue, 19 Aug 2008 07:53:24 GMT</pubDate>
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    <title>Faster Payments a Success, Association Claims</title>
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    <description>The new service is proving popular - and card use is ont the up too, the payments service says.</description>
    <pubDate>Mon, 18 Aug 2008 15:15:53 GMT</pubDate>
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    <title>Nationwide Points to Trust Fund Shortfall</title>
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    <description>Many child trust funds are allowed to expire by parents, new analysis from the financial firm has shown.</description>
    <pubDate>Mon, 18 Aug 2008 15:04:41 GMT</pubDate>
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    <title>'Rate Tarts' on the Wane as Customers Look Long Term</title>
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    <description>Conservative customers are preferring to stick with what they know, rather than switching card providers to benefit from attractive rates.</description>
    <pubDate>Mon, 18 Aug 2008 14:23:22 GMT</pubDate>
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    <title>Inflation 'Is Hitting Students Harder'</title>
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    <description>Youngsters who are currently at university have faced a seven percent rise in living costs over the past year, a new report claims.</description>
    <pubDate>Mon, 18 Aug 2008 11:09:33 GMT</pubDate>
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    <title>First-Time Buyers Facing 'Worst Conditions For 30 Years'</title>
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    <description>Market conditions are becoming still harsher for homebuyers, with first-timers handing over £7 of every £10 they earn to mortgage firms.</description>
    <pubDate>Mon, 18 Aug 2008 10:23:54 GMT</pubDate>
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    <title>Mortgage Firms Cut Rates Again</title>
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    <description>The price war among home loans firms continues to hot up.</description>
    <pubDate>Mon, 18 Aug 2008 08:28:48 GMT</pubDate>
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    <title>Investors 'Buying Up Bank Shares'</title>
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    <description>A shift in trends is occurring among investors, price data and a poll of fund managers has shown.</description>
    <pubDate>Mon, 18 Aug 2008 08:12:29 GMT</pubDate>
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    <title>Government Releases Gloomy Repossessions Figures</title>
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    <description>More people received possession orders from April to June than they did over the same period last year, official statistics show.</description>
    <pubDate>Fri, 15 Aug 2008 15:28:04 GMT</pubDate>
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    <title>Serious Illness 'Hurts Pension Plans Savings'</title>
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    <description>The impact of a heart attack is well known - but new analysis calls for its impact on pension savings to be taken into consideration, too.</description>
    <pubDate>Fri, 15 Aug 2008 14:18:49 GMT</pubDate>
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    <title>'Oil Capital' Aberdeen Still Enjoying Boom, Residents Say</title>
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    <description>People in the Scottish city continue to live well, thanks to high wholesale energy prices.</description>
    <pubDate>Fri, 15 Aug 2008 13:58:56 GMT</pubDate>
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    <title>Disappointment for Woolworths' Short Term Share Holders</title>
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    <description>After weeks of takeover speculation that successfully fueled share prices, Woolworths have quelled rumours by finally appointing a new CEO.</description>
    <pubDate>Fri, 15 Aug 2008 09:57:16 GMT</pubDate>
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    <title>B&amp;B Facing Rights Issue Wipe-Out</title>
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    <description>The mortgage lender is bracing itself for poor sales of its share offering, as its stock underperforms on the FTSE.</description>
    <pubDate>Fri, 15 Aug 2008 09:19:24 GMT</pubDate>
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    <title>Savings' 'Feel-good Factor' Hailed by Psychologist</title>
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    <description>Saving up to buy a big-ticket item - or even just to spend on a whim - is becoming preferable to using credit for many.</description>
    <pubDate>Fri, 15 Aug 2008 08:55:03 GMT</pubDate>
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    <title>Teens 'Spending More to Keep Up With Friends'</title>
    <link>http://www.money.co.uk/article/1001173-teens-spending-more-to-keep-up-with-friends.htm</link>
    <description>Spending big to keep up with friends, style-wise, is causing some irresponsible financial habits among Britain's teens.</description>
    <pubDate>Fri, 15 Aug 2008 08:22:33 GMT</pubDate>
    <category>Credit Cards</category>
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    <title>Working Lives 'Affected by Credit Crunch'</title>
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    <description>Britons are working the equivalent of an extra day each week, thanks to the global financial crisis.</description>
    <pubDate>Fri, 15 Aug 2008 07:51:52 GMT</pubDate>
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