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    We'll figure out which products you might need
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We work with trusted brands to share the top business products in the market today

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Discover the right products for your business milestones

0-12 months

Starting your business

So, you’ve decided to take a leap and start your own business. But where do you begin? The first stage should focus on creating a solid business plan -  be prepared to conduct thorough market research to understand your competitors and customers’ needs. You’ll also need to outline your business goals and decide what funding you’ll need to achieve them. 

Managing your finances is essential, but the good news is there are products that can support your business. For example, business bank accounts can help entrepreneurs to easily keep track of their finances.

Business bank account top pick
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Zempler Bank formerly Cashplus Business Account

This hassle-free bank account can be opened in minutes and it comes with handy features like cashflow tracking and online banking.

  • No monthly fee 

  • FSCS protection up to £85,000

1 - 4 years

Scaling your business

Your business has moved past the first tricky year, and now it’s time to focus on growth. It’s important to balance ambition with efficiency, so you can maintain success and seize new opportunities. 

Financial planning is crucial and you’ll want to make sure you have the right financial products to support your business on this next stage. A business credit card can help to manage cash flow and some cards come with rewards for spending, so you’ll get something back if you need to increase outgoings.

Business credit card top pick
Capital on Tap Logo

Capital on Tap Business Credit Card

This credit card is great for limited companies as it comes with credit limits up to £250,000 and you can add spending controls for your employees’ expenses.

  • No annual fee

  • 2.25% cashback for three months, then unlimited 1%

5 years +

Maintaining your business’ success

Your business has been trading for more than five years, and you’re keen to work towards the next milestone. To do this, you’ll need to make sure your business continues to be resilient and your products or services are evolving to meet the demands of your customers. 

You might be looking for the next investment opportunity so you can hire more employees or open a new commercial space. To do this, business loans can help.

Business loan top pick
iwoca Logo

iwoca business loan

If you have a limited company, you can borrow 1,000 to £1m with an iwoca business loan and find out a decision within 24 hours.

  • No fees for repaying early 

  • Only pay interest on the amount you withdraw

Business success stories

H2k Botanicals

"Trust your intuition and stay committed to your vision for the business."

Since founding H2k Botanicals in 2000, Hazel Barry has grown the company from a personal vision into a respected name in the skincare industry. With innovative, cruelty-free products, H2k Botanicals not only supplies the UK market, but exports to the Middle East and is now poised for further international expansion.

Hazel reflects on her business journey and how the company is thriving in an ever-evolving market.

Hazel Berry Headshot

CCU International

"It’s important to listen to what the market’s telling you."

Beena is a CEO and co-founder of CCU International, a business with proprietary carbon capture technology that can help large and small businesses to achieve net zero by 2050.

Beena has big plans for the next 18 months, and here she reflects on the lessons she’s learned from the first two years of trading.

CCU International Headshot

selfcatering.co.uk

“It’s better to try something and see whether it works, than not try at all.”

Richard Young co-founded selfcatering.co.uk, after managing his own self catering properties for years. The online business helps people find their dream holiday cottage by working with rental companies across the UK. The website currently has thousands of properties available for people to browse.

Here, Richard shares his business story and highlights the challenges and opportunities that come with an online business.

Richard Young Headshot

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