Compare the best business bank accounts
Side hustle taking up most of your time? Tax returns a pain? Then join the hundreds of thousands of other business owners and get a business bank account now.
Zempler Bank
Business bank accounts that are easy to use and FSCS regulated, bank with Zempler - a British Bank Awards 2023 finalist.
Join the 650,000 other businesses Zempler helped get off the ground
Why Zempler
Minutes to apply
No monthly fee
15 results found, sorted by affiliated products first. How we order our comparisons. Commission earned affects the table's sort order.
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Monzo Business Lite Account
Account fee
No account fee
FSCS Protection
Yes
Account management
App, Online, Phone
Set-up time
1 Day
Monzo Business customers get free UK bank transfers, effortless accounting via receipt uploads, 24/7 customer support and money management with Pots. They can receive payments through a single link. Earn 1.50% AER (variable) on money in your Instant Access Pots. Interest paid monthly. T&Cs apply.
Must be UK Resident and a limited company or sole trader.
More Information
Good to know
- Free UK bank transfers - these fees can add up quickly, so it helps to keep costs down
- 24/7 customer support - if you have any issues there’s a team ready to help which means you can focus on running your business
- Money management - separate money with Pots, receive payments through a single link and effortless accounting via receipt uploads to support your business
- Unlock interest - earn 1.50% AER (variable) on funds in your Instant Access Pots and interest is paid monthly so you can easily see your money grow
Eligibility
| Availability | Limited companies & sole traders |
| UK Resident |
Get £150 cashback when you open a Tide business bank account
Tide Business Bank Account
Account fee
No account fee
FSCS Protection
Yes
Account management
App, Online, Phone
Set-up time
Instant decision
Register your business for £14.99 through Tide with Companies House, Get a Free instant saver account which gives you 3.81% AER when you sign up for your Tide business bank account. Eligibility and T&Cs apply.
More Information
Good to know
- Fast and easy account setup - open an account within minutes which saves time and gets your business up and running quickly
- No monthly fees - only pay for what you need, then upgrade as your business grows
- Expense management and invoice tools - you can easily track your business expenses and create invoices in the app for faster invoicing
- Access a competitive savings account - get more for your money by earning 3.81% AER (variable) with the Tide Instant Saver and access funds at any time
Eligibility
| Availability | Limited companies & sole traders |
| Registration | Business registered & trading in UK |
| Max. annual turnover | Unlimited |
| UK Resident |
Earn up to 4.58% AER (variable)* on your company’s spare cash
Allica Bank Business Current Account
Account fee
No account fee
FSCS Protection
Yes
Account management
App, Online
Set-up time
2-3 Days
Account Integrations: Sage, Xero
*Rate includes standard rate of 3.58% AER (minimum balance applies) plus a 0.5% boost each month if you make 15 bank transfers out of the account in the previous month, and a 0.5% boost for six months if you complete a switch with CASS.
Eligibility criteria and T&Cs apply
More Information
Good to know
- Seamless accounting – sync with Sage and Xero to track expenses and manage your finances with ease.
- Earn up to 4.58% AER (variable) on savings – put your company's spare cash to work with instant access and monthly interest payouts
- Up to 1.5% cashback on eligible card spend – this rewards your business spending and means you can reinvest savings back into your company
- Dedicated relationship manager – gives you direct support tailored to your business needs
Eligibility
| Availability | Limited companies |
| UK Resident |
Best Business Banking Provider – British Bank Awards 2023 Finalist
Zempler Bank Business Account
Account fee
No account fee
FSCS Protection
Yes
Account management
App, Online, Phone
Set-up time
Instant decision
Account Integrations: Clear Books, CashFlow, FreeAgent, QuickBooks, Reckon1, Sage, Xero
Zempler Bank, formerly Cashplus, for sole traders, those just starting out & small businesses. Instant payment notifications, UK telephone support, cashflow tracking & integrated accounting, FSCS protection up to 85,000 on eligible deposits.
Eligibility criteria apply, other fees and charges may apply, for UK businesses only, 18+ and UK resident, T&Cs apply.
More Information
Good to know
- No account fee - keep costs low with a free business bank account
- Easy application - you can apply for this account in minutes and then use the online banking app when you’re approved
- UK customer support - pick up the phone and chat to someone if you have any issues, so you can get back to running your business as soon as possible
- Cashflow tracking, integrated accounting and instant payment notifications - these extra features can help you to run your business effectively
Eligibility
| Availability | Limited companies, partnerships, sole traders & charities |
| Registration | Business registered & trading in UK |
| Maximum balance | £500,000 |
| Max. annual turnover | Unlimited |
| UK Resident |
Moneyfacts Business Current Account 2023 5 Star Rating
Virgin Money Business Current Account
Account fee
25 months free, then £6.50 per month
FSCS Protection
Yes
Account management
App, Branch, Online, Phone
Set-up time
5-7 Days
25 months' fee free day-to-day banking for start-ups and switchers (excludes CHAPS and international payments).. Includes free MasterCard business savings, debit card cashback, plus digital money management tools.
This account is available for eligible businesses with a turnover of less than 6.5m. Please allow up to 72 hours from registering your business with Companies House, before starting an application. Virgin Money is a trading name of Clydesdale Bank PLC
More Information
Good to know
- Created for you - this account is for start-ups, sole traders and limited companies with an annual turnover of less than £6.5m
- Integration with Sage, Xero and Quickbooks - helps to streamline accounting and reduces human error, plus there’s automated business spending categorisation
- No fees - 25 months’ fee-free day-to-day banking for start-ups and switchers which helps to reduce costs (excludes CHAPS and international payments)
- Expert mentoring and guidance from Virgin Startup - access a supportive community and special events to help your business scale
Eligibility
| Availability | Limited companies, partnerships & sole traders |
| Max. annual turnover | £6,500,000 |
| UK Resident |
All taxes sorted, try for £3/month
Anna Business Current Account
Account fee
No account fee
FSCS Protection
No
Account management
App, Online, Phone
Set-up time
1 Day
The smartest business account in the UK. All taxes calculated and filed automatically. Invoice managing and receipts scanner. Payment collection link. Up to 35% cashback on selected categories. Set up in under 10 minutes.
More Information
Good to know
- No monthly fees - you only pay for what you use so this helps to control unnecessary expenses
- Setup in under 10 minutes - get your banking online quickly so you can focus on running your business
- Up to 35% cashback on selected categories - make the most of rewards like cashback to boost cashflow
- Discover the benefits of a smart business account - streamline your business with an account that calculates your taxes automatically, creates, sends and chases invoices and comes with a payment link so you can collect payments on the go
Eligibility
| Availability | Limited companies & sole traders |
| Max. annual turnover | Unlimited |
| UK Resident |
Scale and save with global payments, multi-currency accounts, and smarter spending
Revolut Business Basic Account
Account fee
No account fee
FSCS Protection
No
Account management
App, Online, Phone
Set-up time
Instant decision
Account Integrations: Clear Books, FreeAgent, QuickBooks, Sage, Xero
Business account with multi-currency wallets and smart debit cards. Track expenses, set up teams and permissions and accept online card payments easily. Integrated with your accounting software of choice. Hold and exchange 25+ currencies.
Revolut Business is not a fully licensed bank in the UK. Instead, your funds are safeguarded by licensed banks. T&Cs apply. The basic fee is valid until the 11th of March 2025. After this date, the fee will increase to £10.00 per month
More Information
Good to know
- Not covered by the FSCS - Revolut is an electronic money institution and not a bank
- Issue physical and virtual cards – manage cards for you and your team to control spending and improve security
- Account integrations with Clear Books, FreeAgent, QuickBooks, Sage and Xero - helps to streamline accounting and reduces human error
- Hold and exchange 25+ currencies with multi-currency wallets and smart debit cards - useful if you’re involved in international trade or working with global clients
Eligibility
| Availability | Limited companies & partnerships |
| Max. annual turnover | Unlimited |
| UK Resident |
Free day-to-day online business banking
Virgin Money M Account for Business
Account fee
No account fee
FSCS Protection
Yes
Account management
App, Branch, Online, Phone
Set-up time
2-4 Days
Free online day-to-day business banking (excludes CHAPS and international payments). For business with annual turnover less than £1 million.
Please allow up to 72 hours from registering your business with Companies House, before starting an application.
More Information
Good to know
- No monthly fees – manage your business finances without any hidden charges, helping you keep banking costs low
- 0.25% cashback on debit card purchases – reward your everyday spending and reinvest savings back into your business
- Seamless integration with QuickBooks, Xero, and Sage – automate accounting tasks and streamline your bookkeeping process
- Expert mentoring from Virgin Startup – access tailored guidance and insights to help your business grow successfully
Eligibility
| Availability | Limited companies, partnerships & sole traders |
| Max. annual turnover | £1,000,000 |
| UK Resident |
All-in-one Financial solutions for your Business
Ampere Business Current Account
Account fee
£20.00 per month
FSCS Protection
No
Account management
App, Online, Phone
Set-up time
Instant Decision
Currency exchange at 0.35% / Card acquiring from 0.65% / Business loans and Commercial mortgages for up to £2M / Smart Invoicing system
T&C apply
More Information
Good to know
- Ampere is not a bank, but a regulated financial services provider. It offers business banking solutions under FCA regulation
- Quick and easy account setup – open GBP and EUR accounts in just a few simple steps
- Low currency exchange rates – enjoy competitive rates starting from just 0.35% on currency conversions
- Flexible payment solutions – make instant payments through SWIFT or SEPA and accept card and bank transfer payments
Eligibility
| Availability | Limited companies & sole traders |
| Max. annual turnover | Unlimited |
| UK Resident |
Free business account with free corporate card
MyGuava Business
Account fee
No account fee
FSCS Protection
No
Account management
App, Online & Phone
Set-up time
1-2 days
Account Integration: Xero
The platform is designed for businesses registered in the UK and Canada, particularly those who are typically underserved by traditional banks. Businesses of any size from a wide range of sectors can work with us to overcome the challenges they face.
Using a single platform, businesses can manage payment operations, issue corporate cards, track transactions, hold and manage funds in 20+ currencies, transfer internationally and exchange in 90+ currencies. It is free to set up with no monthly fees.
More Information
Good to know
- MyGuava is a platform by Guavapay, which is not a bank. Unlike traditional banks, funds are safeguarded by being held in separate accounts. They are not covered by the FSCS
- No account fees – a cost-effective solution for businesses looking to keep expenses low without sacrificing essential features.
- Manage your money in 20+ currencies and exchange in 90+ currencies – ideal for global transactions, international clients, or if you are looking to expand operations overseas
- Corporate card included – streamline spending and track transactions easily for smarter financial management
Eligibility
| Availability | Limited companies, partnerships & sole traders |
| Max. annual turnover | Unlimited |
No monthly account fee for 12 months*
Barclays Start-up Business Account
Account fee
12 months free, then £8.50 per month
FSCS Protection
Yes
Account management
App, Branch, Online, Phone
Set-up time
3-6 Days
*Businesses with existing Barclays business current accounts aren't eligible for 12 months no monthly fee. After 12 months, you'll pay £8.50 per month. Fees and charges apply in line with the business account tariff which may be subject to change. 18+
Access to discounted services via key partners to help you set up and run your business effectively, worth over £5000. Terms and conditions apply per partner, see partner website for details.
More Information
Good to know
- No monthly account fee for 12 months – save on banking costs during your crucial first year in business. After 12 months, a £8.50 monthly fee applies
- Access over £5,000 in partner discounts – unlock valuable tools and services to support and grow your business
- Flexible account management – manage your finances anytime via app, branch, online, or phone.
- FSCS protection up to £85,000 – keep your money safe with financial protection for eligible deposits
Eligibility
| Availability | Limited companies, partnerships, sole traders & charities |
| Max. annual turnover | £400,000 |
| UK Resident |