Compare business savings accounts
Get the right balance between return on your money and ease of access with our comparison of the leading providers’ best business savings accounts.
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Business savings account deals
12 results found, sorted by affiliated products first. How we order our comparisons. Commission earned affects the table's sort order.
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Earn up to 4.48% AER (variable) on your savings.
Tide Instant Saver
Term
Instant access
Open with
£1
Interest rate
Up to 4.48% AER variable
Save more, earn more—up to 4.48% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 3.8% | 3.8% | 3.86% | 3.86% |
| £100,000 | 4% | 4% | 4.07% | 4.07% |
| £500,000 | 4.3% | 4.3% | 4.38% | 4.38% |
| £1,000,000 | 4.4% | 4.4% | 4.48% | 4.48% |
Eligibility
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
Earn up to 4.58% AER (variable)*, interest paid monthly
Allica Bank Instant Access Savings
Term
Instant access
Open with
£50,000
Interest rate
4.58% AER variable
*Rate includes standard rate of 3.58% AER (minimum balance applies) plus a 0.5% boost each month if you make 15 bank transfers out of the account in the previous month, and a 0.5% boost for six months if you complete a switch with CASS.
Eligibility criteria and T&Cs apply
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £50,000 | 3.83% | 4.58% | 3.58% | 4.58% |
Eligibility
| Minimum Initial Deposit | £50,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
No fees or charges. No maximum balance. You can't make withdrawals without notice
Virgin Money Online 120 Day Notice Account
Term
120 days notice
Open with
£1
Interest rate
4.07% AER variable
You can't change your notice period. The rate is variable and is 0.50% Below Bank of England (BoE) base rate. Interest paid on this account will change by the end of the next working day after the BoE's base rate change. Virgin Money is a trading name of Clydesdale Bank PLC. Terms and eligibility criteria apply
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 4% | 4% | 4.07% | 4.07% |
Eligibility
| Minimum Initial Deposit | £1 |
Top up or access your savings instantly. No fees or charges
Virgin Money Business Access Savings Account
Term
Instant access
Open with
£1
Interest rate
3.55% AER variable
Save from £1 up to a maximum of £2 million with monthly interest. Rates are variable. Check the rate at point of application, as it may change. Terms and eligibility criteria apply
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 3.49% | 3.49% | 3.55% | 3.55% |
Eligibility
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Earn up to 4.00% AER* (variable) with no fees
Capital on Tap Instant Savings account, powered by ClearBank
Term
Instant access
Open with
£1
Interest rate
4.00% AER variable
*Based on today’s Bank of England base rate. Changes to the Bank of England base rate could mean that the rate offered when you apply is different.
The Annual Equivalent Rate (AER) demonstrates what you would earn in compounded interest on savings over 12 months, as a percentage. T&Cs apply.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 3.93% | 3.93% | 4% | 4% |
Eligibility
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Business Savings Provider of the Year 2025 (Moneynet)
Hampshire Trust Bank - Easy Access SME Tracker
Term
Instant access
Open with
Any amount
Interest rate
4.15% AER variable
Apply and manage online. Save from £20k - £1m with unlimited deposits and withdrawals. Tracks Bank of England base rate for peace of mind. Ideal for UK-based businesses, charities, clubs, associations and societies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £20,000 | 4.15% | 4.15% | 4.15% | 4.15% |
Eligibility
| Permanent UK Resident |
Winner - Money Comms Best Easy Access Business Savings
Cynergy Bank Business Saver
Term
Instant access
Open with
£1
Interest rate
4.00% AER variable
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £0 | 3.93% | 3.93% | 4% | 4% |
Eligibility
| Minimum Initial Deposit | £1 |
| Permanent UK Resident |
Covered by FSCS up to £85,000
Allica Bank 1 Year Fixed Rate Account
Term
1 year
Open with
£20,000
Interest rate
4.40% AER fixed
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £20,000 | 4.4% | 4.4% | 4.4% | 4.4% |
Eligibility
| Minimum Initial Deposit | £20,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Covered by FSCS up to £85,000
Allica Bank 95 Day Notice Account
Term
95 days notice
Open with
£20,000
Interest rate
4.40% AER variable
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £20,000 | 4.4% | 4.4% | 4.4% | 4.4% |
Eligibility
| Minimum Initial Deposit | £20,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Covered by FSCS up to £85,000
Allica Bank 6 Month Fixed Rate Account
Term
6 months
Open with
£20,000
Interest rate
4.25% AER fixed
More Information
Rate Tiers
| Gross rate | Gross rate | AER | AER | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £20,000 | 4.21% | 4.21% | 4.25% | 4.25% |
Eligibility
| Minimum Initial Deposit | £20,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |