<
  • >
  • Current Accounts

Compare our best current accounts

See if you could switch to a better current account by comparing features, fees and interest rates from our panel of current account deals available right now.

  • Compare current accounts from trusted banks
  • Use the Current Account Switch Service
  • Apply in minutes
11 results found, sorted by most popular. How we order our comparisons.
Get £175 when you switch to a first direct 1st Account current account. T&Cs apply.

first direct 1st Account

Account fee & requirements
No monthly fee
Arranged overdraft
£250 interest free, then 39.9% EAR variable
Interest rate
0% AER
Joint account available
Yes
Complete a full switch using the Current Account Switch Service, including at least 2 Direct Debits or standing orders. Then deposit £1,000, make 5+ debit card payments, and log on to digital banking, within 45 days of your account opening. New customers only, who haven’t previously held a first direct product. T&Cs apply.
For customers with an offset mortgage linked to a 1st Account, the interest-free limit will not apply
Representative example: £250 interest and fee free overdraft, subject to status. If you then use an arranged overdraft of £1,200 you will be charged 39.9% EAR variable. Representative APR: 30.5%. How does this overdraft compare? Representative APRs help you compare the cost of different credit products.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£10%0%0%0%
Eligibility
Maximum AgeUnlimited
Maximum InvestmentUnlimited
Minimum Age18 years
Permanent UK Resident
Get £150 when you switch to a Santander Everyday current account. T&Cs apply.

Santander Everyday Current Account

Account fee & requirements
No monthly fee
Arranged overdraft
39.94% EAR variable
Interest rate
0% AER
Joint account available
Yes
*Earn £150 cash when you switch to a Santander Everyday current account. To receive the £150, simply open an account, set up 2 direct debits and pay in £1,500 within 60 days. T&Cs apply.
Representative example: If you use an arranged overdraft of £1,200 you will be charged 39.94% APR Representative/EAR variable. Subject to financial status. How does this overdraft compare? Representative APRs help you compare the cost of different credit products.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£10%0%0%0%
Eligibility
Maximum AgeUnlimited
Maximum Investment£2,000,000
Minimum Age18 years
Permanent UK Resident

Chase Current Account

Account fee & requirements
No monthly fee
Arranged overdraft
-
Interest rate
0% AER
Joint account available
No
1% cashback on everyday debit card spending for the first 12 months. Cashback exceptions apply. 18+, UK residents. Available for your first 12 months for new customers. Max £15 per month. Cashback exceptions apply.
Access to round-up account with 5% AER (4.89% gross) variable interest rate, paid monthly. Round-up balance transfers to elected Chase account on anniversary of account opening. T&Cs apply.
Representative example: N/A - no credit facility offered.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£10%0%0%0%
Eligibility
Maximum AgeUnlimited
Maximum InvestmentUnlimited
Minimum Age18 years
Permanent UK Resident

Barclays Bank Account

Account fee & requirements
No monthly fee
Arranged overdraft
35% EAR variable
Interest rate
0% AER
Joint account available
Yes
Join Barclays Blue Rewards* for £5 a month and get access to an Apple TV+ subscription, enhanced savings rates and cashback on your everyday spend.
*Eligibility, conditions and a £5 monthly fee apply.
Representative example: Assumed arranged overdraft of £1,200: 35.0% EAR (variable), 35.0% APR Representative (variable). Subject to application, financial circumstances and borrowing history. How does this overdraft compare? Representative APRs help you compare the cost of different credit products.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£10%0%0%0%
Eligibility
Maximum AgeUnlimited
Maximum InvestmentUnlimited
Minimum Age18 years
Permanent UK Resident
Get £150 when you switch to a Santander Edge Up current account. T&Cs apply.

Santander Edge Up

Account fee & requirements
£5 per month, pay in £1,500+ per month
Arranged overdraft
39.94% EAR variable
Interest rate
3% AER (on up to £25,000)
Joint account available
Yes
*Earn £150 cash when you switch to a Santander Edge Up current account. To receive the £150, simply open an account, set up 2 direct debits and pay in £1,500 within 60 days. T&Cs apply.
Representative example: If you use an arranged overdraft of £1,200 you will be charged 39.94% APR Representative/EAR variable. Subject to financial status. How does this overdraft compare? Representative APRs help you compare the cost of different credit products.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£12.96%2.96%3%3%
£25,0010%0%0%0%
Eligibility
Maximum AgeUnlimited
Maximum InvestmentUnlimited
Minimum Age18 years
Minimum Monthly Credit£1,500
Permanent UK Resident

NatWest Select Account

Account fee & requirements
No monthly fee
Arranged overdraft
39.49% EAR variable
Interest rate
0% AER
Joint account available
Yes
Representative example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% APR (variable). Assumed credit limit: £1,200. How does this overdraft compare? Representative APRs help you compare the cost of different credit products. Subject to status.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£10%0%0%0%
Eligibility
Maximum AgeUnlimited
Maximum InvestmentUnlimited
Minimum Age18 years
Permanent UK Resident

Monzo Current Account

Account fee & requirements
No monthly fee
Arranged overdraft
39% EAR variable
Interest rate
0% AER
Joint account available
Yes
Instant Access Savings Pots 3.60% (variable). No minimum deposit & maximum deposit £500k. You must have a Monzo account to get an Instant Access Savings Pot. T&Cs apply. Interest Paid Monthly. Spend abroad with no fees.
We pass Mastercard’s exchange rate directly onto you with no extra charges.
Representative example: If you use an arranged overdraft of £1,200 you will be charged 39% APR Representative/EAR variable. Subject to financial status. How does this overdraft compare? Representative APRs help you compare the cost of different credit products.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£10%0%0%0%
Eligibility
Maximum AgeUnlimited
Maximum InvestmentUnlimited
Minimum Age18 years
Permanent UK Resident
Get £150 when you switch to a Santander Edge current account. T&Cs apply.

Santander Edge

Account fee & requirements
£3 per month, pay in £500+ per month
Arranged overdraft
39.94% EAR variable
Interest rate
0% AER
Joint account available
Yes
*Earn £150 cash when you switch to a Santander Edge current account. To receive the £150, simply open an account, set up 2 direct debits and pay in £1,500 within 60 days. T&Cs apply.
Representative example: If you use an arranged overdraft of £1,200 you will be charged 39.94% APR Representative/EAR variable. Subject to financial status. How does this overdraft compare? Representative APRs help you compare the cost of different credit products.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£10%0%0%0%
Eligibility
Maximum AgeUnlimited
Maximum InvestmentUnlimited
Minimum Age18 years
Minimum Monthly Credit£500
Permanent UK Resident

TSB Spend & Save

Account fee & requirements
No monthly fee
Arranged overdraft
39.9% EAR variable
Interest rate
0% AER
Joint account available
Yes
UK 18+ only
Representative example: If you use an arranged overdraft of £1,200 you will be charged 39.9% APR Representative/EAR variable. Subject to financial status. How does this overdraft compare? Representative APRs help you compare the cost of different credit products.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£10%0%0%0%
Eligibility
Maximum AgeUnlimited
Maximum InvestmentUnlimited
Minimum Age18 years
Permanent UK Resident
Eligibility: £75K income p.a. or £100K saved/invested

Barclays Premier Current Account + Avios Rewards

Account fee & requirements
No monthly fee
Arranged overdraft
£500 interest free, then 35% EAR variable
Interest rate
0% AER
Joint account available
Yes
Join Barclays Avios Rewards for £12 a month to collect monthly Avios for flights with British Airways. Plus get 25K Avios if you open your first account with us, join Avios Rewards & complete a full switch within 3 months. Eligibility & conditions apply.
Eligibility criteria: To be eligible for Premier you need a gross annual income of at least £75,000 paid into the account, or have a total balance of at least £100,000 in savings with Barclays, eligible investments – or a mix of both.
Representative example: 0% interest (variable) payable on arranged overdrafts up to £500. If you use an arranged overdraft above this amount the annual rate of interest is 35.0% (variable). 19.5% APR Representative (variable), based on £1,200 overdraft balance. Overdrafts, including free amounts, are subject to application, financial circumstances and borrowing history. How does this overdraft compare? Representative APRs help you compare the cost of different credit products.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£10%0%0%0%
Eligibility
Maximum AgeUnlimited
Maximum InvestmentUnlimited
Minimum Age18 years
Minimum Income£75,000
Permanent UK Resident

TSB Spend & Save Plus

Account fee & requirements
£3 per month
Arranged overdraft
£100 interest free, then 39.9% EAR variable
Interest rate
0% AER
Joint account available
Yes
UK 18+ only
Representative example: £100 interest and fee free overdraft, subject to financial status. If you then use an arranged overdraft of £1,200 you will be charged 39.9% EAR variable. Representative APR: 40.1%. How does this overdraft compare? Representative APRs help you compare the cost of different credit products.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£10%0%0%0%
Eligibility
Maximum AgeUnlimited
Maximum InvestmentUnlimited
Minimum Age18 years
Permanent UK Resident

We are classed as a credit broker for consumer credit, not a lender.

Our services are provided at no cost to you. We may receive a commission from the companies we refer you to, but this does not affect what you will pay for the product you choose.