<Secured loans

Compare our best secured loan rates

If you're a homeowner or have another valuable asset, you could get a cheap loan by putting it up as collateral. Compare secured loans to find our lowest rates that could let you lower your repayments.

  • Find secured loans with low interest rates
  • Borrow up to £2,500,000
  • Repay over as long as 30 years
THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
475 results found, sorted by lowest total amount payable. How we order our comparisons.
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Pepper Money Prime Rate Secured Loan

Total amount repayable
£38,327.80
Fees
£595.00
Overall cost for comparison
6.86% APRC
To pay off balance over 120 months
£314.44
Loan term
3 years to 30 years
Representative example: The representative APRC is 9.2% (variable), so if you borrow £40,000 over 13 years at a rate of 6.86% (variable) you will repay £432.75 per month. Total amount payable £67,509.
More Information
Eligibility
Credit Profile Acceptedgood
Minimum Age21
Maximum Age80
Self Employed Accepted
UK Resident

United Trust Bank Ltd Secured Loan Prime Plus

Total amount repayable
£38,579.00
Fees
£995.00
Overall cost for comparison
6.59% APRC
To pay off balance over 120 months
£313.20
Loan term
5 years to 30 years
Representative example: The representative APRC is 9.1% (fixed), so if you borrow £40,000 over 13 years at a rate of 6.59% (fixed) you will repay £430.10 per month. Total amount payable £67,095.60.
More Information
Eligibility
Credit Profile Acceptedgood
Minimum Age18
Maximum Age85
Self Employed Accepted
UK Resident

United Trust Bank Ltd Secured Loan Prime Plus

Total amount repayable
£38,579.00
Fees
£995.00
Overall cost for comparison
6.59% APRC
To pay off balance over 120 months
£313.20
Loan term
5 years to 30 years
Representative example: The representative APRC is 9.1% (fixed), so if you borrow £40,000 over 13 years at a rate of 6.59% (fixed) you will repay £430.10 per month. Total amount payable £67,095.60.
More Information
Eligibility
Credit Profile Acceptedgood
Minimum Age18
Maximum Age85
Self Employed Accepted
UK Resident

Pepper Money Prime Rate Secured Loan

Total amount repayable
£38,626.60
Fees
£595.00
Overall cost for comparison
7.01% APRC
To pay off balance over 120 months
£316.93
Loan term
3 years to 30 years
Representative example: The representative APRC is 9.4% (variable), so if you borrow £40,000 over 13 years at a rate of 7.01% (variable) you will repay £436.36 per month. Total amount payable £68,072.16.
More Information
Eligibility
Credit Profile Acceptedgood
Minimum Age21
Maximum Age80
Self Employed Accepted
UK Resident

United Trust Bank Ltd Secured Loan Prime

Total amount repayable
£38,727.80
Fees
£995.00
Overall cost for comparison
6.65% APRC
To pay off balance over 120 months
£314.44
Loan term
5 years to 30 years
Representative example: The representative APRC is 9.2% (fixed), so if you borrow £40,000 over 13 years at a rate of 6.65% (fixed) you will repay £431.55 per month. Total amount payable £67,321.80.
More Information
Eligibility
Credit Profile Acceptedgood
Minimum Age18
Maximum Age85
Self Employed Accepted
UK Resident

United Trust Bank Ltd Secured Loan Prime

Total amount repayable
£38,727.80
Fees
£995.00
Overall cost for comparison
6.65% APRC
To pay off balance over 120 months
£314.44
Loan term
5 years to 30 years
Representative example: The representative APRC is 9.2% (fixed), so if you borrow £40,000 over 13 years at a rate of 6.65% (fixed) you will repay £431.55 per month. Total amount payable £67,321.80.
More Information
Eligibility
Credit Profile Acceptedgood
Minimum Age18
Maximum Age85
Self Employed Accepted
UK Resident

United Trust Bank Ltd Unencumbered Prime Plus (0 Status)

Total amount repayable
£38,781.40
Fees
£1,495.00
Overall cost for comparison
6.24% APRC
To pay off balance over 120 months
£310.72
Loan term
2 years to 30 years
Representative example: The representative APRC is 8.9% (fixed), so if you borrow £40,000 over 13 years at a rate of 6.24% (fixed) you will repay £426.41 per month. Total amount payable £66,519.96.
More Information
Eligibility
Credit Profile Acceptedgood
Minimum Age18
Maximum Age85
Self Employed Accepted
UK Resident

United Trust Bank Ltd Unencumbered Prime Plus (0 Status)

Total amount repayable
£38,781.40
Fees
£1,495.00
Overall cost for comparison
6.24% APRC
To pay off balance over 120 months
£310.72
Loan term
2 years to 30 years
Representative example: The representative APRC is 8.9% (fixed), so if you borrow £40,000 over 13 years at a rate of 6.24% (fixed) you will repay £426.41 per month. Total amount payable £66,519.96.
More Information
Eligibility
Credit Profile Acceptedpoor
Minimum Age18
Maximum Age85
Self Employed Accepted
UK Resident

United Trust Bank Ltd Unencumbered Prime Plus (0 Status)

Total amount repayable
£38,781.40
Fees
£1,495.00
Overall cost for comparison
6.24% APRC
To pay off balance over 120 months
£310.72
Loan term
2 years to 30 years
Representative example: The representative APRC is 8.9% (fixed), so if you borrow £40,000 over 13 years at a rate of 6.24% (fixed) you will repay £426.41 per month. Total amount payable £66,519.96.
More Information
Eligibility
Credit Profile Acceptedgood
Minimum Age18
Maximum Age85
Self Employed Accepted
UK Resident

United Trust Bank Ltd Unencumbered Prime Plus (0 Status)

Total amount repayable
£38,781.40
Fees
£1,495.00
Overall cost for comparison
6.24% APRC
To pay off balance over 120 months
£310.72
Loan term
2 years to 30 years
Representative example: The representative APRC is 8.9% (fixed), so if you borrow £40,000 over 13 years at a rate of 6.24% (fixed) you will repay £426.41 per month. Total amount payable £66,519.96.
More Information
Eligibility
Credit Profile Acceptedgood
Minimum Age18
Maximum Age85
Self Employed Accepted
UK Resident

Overall representative example

Based on borrowing£18,000 over 120 monthsThe overall cost of comparison9.1% APRC representative
Borrowing rate6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71Broker fee£1,530
Lender fee£495Total amount payable£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40