Compare investment products

High-interest savings accounts offer market-leading interest rates compared to regular savings accounts, making it easier to build your savings and reach short-term goals. They’re generally low-risk investments, allowing you to safely park your money for emergencies or big purchases. 

There are many types of savings accounts to choose from depending on your needs – including instant access accounts, notice accounts, cash ISAs and fixed-rate bonds.

Best for: those looking for better interest rates on their savings while keeping their money accessible in the short to medium term.

Stocks and shares ISAs enable you to invest money in the stock market. They are ideal for those who have long-term financial goals, such as saving for retirement or purchasing a home. 

One of the main benefits of this type of investment account is that any returns generated within the ISA, whether from interest, dividends, or capital gains, are tax-free.

Best for: people who are looking to invest their savings in a variety of assets, such as stocks, bonds and funds, while minimising the impact of taxes on their investment returns.

Pensions are long-term savings designed to provide income during retirement. The main benefit of pensions is that they offer tax advantages, allowing contributions to grow tax-free or with tax relief, depending on the type of pension scheme.

Additionally, many employers offer pension contributions as part of their employee benefits package, effectively boosting retirement savings. 

Best for: individuals who want to ensure financial security during retirement.

SIPPs, or self-invested personal pensions, are a type of pension scheme that offers individuals greater control and flexibility over their retirement savings. The main benefit of SIPPs is the ability to invest in a wide range of assets and investors can tailor their pension portfolios to their specific investment goals.

Best for: those who are comfortable making their own investment decisions and want to take a more hands-on approach to managing their retirement savings.

Share dealing involves buying and selling shares of publicly traded companies on the stock market. The main benefit of share dealing is the potential for capital appreciation, as the value of shares can increase over time, allowing investors to profit from their investments.

Best for: those who are comfortable with taking on some level of risk in exchange for the potential for higher returns.

Peer-to-peer (P2P) lending is another way of investing, but instead you lend money to other people and businesses through an online platform. 

It connects lenders looking to earn higher returns with borrowers who need funds, cutting out traditional banks. Investors receive their money back with interest when the loan is repaid. 

Best for: people looking to diversify a small portion of their portfolio with ​​alternative investments and willing to take more risks.