Compare our best ISAs for over 60s

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Is my money safe?
The FSCS guarantees that the first £85,000 you have saved with a registered bank or building society will be safe even if the business goes bust. However, we can't guarantee that all non-affiliated products on our panel are covered by the FSCS.
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Boost your ISA: Use code MARCHBOOST in the Chip app. T&Cs apply. £1 min deposit.

Chip Clearbank - Cash ISA

Term
Instant access
Open with
£1
Interest rate
5% AER BBR tracker
Protection scheme
FSCS
ISA transfers in
Accepted
Only bank accounts from certain providers will work with the Chip App. This savings product is only for Chip users.
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£14.24%4.89%4.32%5%
Eligibility
Maximum AgeUnlimited
Minimum Initial Deposit£1
Minimum Age18 years
Permanent UK Resident

Plum Cash ISA

Term
Easy access
Open with
Any amount
Interest rate
4.78% AER variable on £100+
Protection scheme
FSCS
ISA transfers in
Accepted
Includes your Plum Bonus of 0.88% AER (variable) if kept for 12 months. Rate drops to 3.00% if the balance for new contributions falls below £100 or more than 3 withdrawals are made. Plum T&Cs and Plum ISA T&Cs apply.
Tax treatment depends on your personal circumstances and is subject to change
If more than 3 withdrawals are made in the initial 12 month period, the rate payable will drop to a lower rate from the date of the 4th withdrawal. If a withdrawal is made mid-month, no interest will be paid for that month.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£12.5%2.5%2.5%2.5%
£1003.54%4.78%3.54%4.78%
Eligibility
Maximum AgeUnlimited
Minimum Age18 years
Permanent UK Resident
Which? Recommended Provider Savings Accounts November 2024.

Moneybox Cash ISA

Term
Easy access
Open with
£500
Interest rate
4.77% AER variable inc. 0.57% fixed bonus for 12 months
Protection scheme
FSCS
ISA transfers in
Accepted
Rate drops to 4.15% after first 12 months. Subject to T&Cs. A lower interest rate of 0.75% AER (variable) applies whenever your account balance is less than £500. It also applies for the rest of your current 12-month period from your fourth withdrawal. The number of withdrawals permitted will reset on the anniversary of the account opening date
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£5004.2%4.77%4.2%4.77%
Eligibility
Maximum AgeUnlimited
Minimum Initial Deposit£500
Minimum Age18 years
Minimum Monthly Investment£1
Permanent UK Resident
Best underlying interest rate - no introductory bonus or withdrawal penalties

Tembo Easy Access Cash ISA

Term
Easy access
Open with
£1
Interest rate
4.6% AER variable
Protection scheme
FSCS
ISA transfers in
Accepted
No introductory rates or withdrawal penalty charges apply. Tembo savings account holders get free access to the award-winning Tembo mortgage advice service, saving up to £749 fee – subject to holding a minimum balance for 3 months prior to home purchase or remortgage.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£14.498%4.498%4.6%4.6%
Eligibility
Maximum AgeUnlimited
Minimum Initial Deposit£1
Minimum Age18 years
Permanent UK Resident
Chance to win £50k

Hargreaves Lansdown Active Savings Vida Savings - Easy Access ISA

Term
Easy access
Open with
£1
Interest rate
4.55% AER variable
Protection scheme
FSCS
ISA transfers in
Not accepted
Open or top up, HL Cash ISA with £3,500 or more. We’ll automatically enter you into our prize draw to win one of two £50,000 cash prizes. Offer applies to contributions made between 10 February and 5 April 2025. You’ll need to keep the qualifying amount in your account until 20 May 2025. Terms Apply
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£14.46%4.46%4.55%4.55%
Eligibility
Maximum AgeUnlimited
Minimum Initial Deposit£1
Minimum Age18 years
Minimum Monthly Investment£1
Permanent UK Resident
Chance to win £50k

Hargreaves Lansdown Active Savings Vida Savings - 12 Month Fixed Rate ISA

Term
13 Mar 2026
Open with
£500
Interest rate
4.46% AER fixed
Protection scheme
FSCS
ISA transfers in
Not accepted
Withdrawals are not permitted during the term. Closure is permitted subject to 90 days loss of interest.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£5004.46%4.46%4.46%4.46%
Eligibility
Maximum AgeUnlimited
Minimum Initial Deposit£500
Minimum Age18 years
Permanent UK Resident

Aldermore Reward ISA Single Access Account (Issue 1)

Term
Easy access
Open with
£100
Interest rate
4.4% AER variable
Protection scheme
FSCS
ISA transfers in
Accepted
If 2 or more withdrawals are made then the bonus reduces for the rest of the anniversary year and will reset on the anniversary of account opening.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£1002.9%4.4%2.9%4.4%
Eligibility
Maximum AgeUnlimited
Minimum Initial Deposit£100
Minimum Age18 years
Permanent UK Resident

Wealthify, an Aviva company, Cash ISA

Term
Instant access
Open with
£1
Interest rate
4.33% AER BBR tracker
Protection scheme
FSCS
ISA transfers in
Accepted
Product powered by ClearBank. Interest paid monthly
The tax treatment of your savings will depend on your individual circumstances and may change in the future.
No notice, withdrawal restrictions, penalties, charges or bonus rates apply.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£14.25%4.25%4.33%4.33%
Eligibility
Maximum AgeUnlimited
Minimum Initial Deposit£1
Minimum Age18 years
Permanent UK Resident

Marcus by Goldman Sachs Cash ISA

Term
Instant access
Open with
£1
Interest rate
4.3% AER variable
Protection scheme
FSCS
ISA transfers in
Not accepted
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£13.72%4.22%3.79%4.3%
Eligibility
Maximum AgeUnlimited
Minimum Initial Deposit£1
Minimum Age18 years
Permanent UK Resident

Saga Cash ISA

Term
Easy access
Open with
£1
Interest rate
4.3% AER variable
Protection scheme
FSCS
ISA transfers in
Not accepted
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£13.72%4.22%3.79%4.3%
Eligibility
Maximum AgeUnlimited
Minimum Initial Deposit£1
Minimum Age18 years
Minimum Monthly Investment£1
Permanent UK Resident