Compare our best ISAs for over 60s
Is my money safe?
The FSCS guarantees that the first £85,000 you have saved with a registered bank or building society will be safe even if the business goes bust. However, we can't guarantee that all non-affiliated products on our panel are covered by the FSCS.
485 results found, sorted by partner products. We always order products with our partners first and we may receive a small commission if you click on the deal and then purchase it. Find out how we order our comparisons.
Which? Recommended Provider Savings Accounts November 2024.
Moneybox Cash ISA
Term
Easy access
Open with
£500
Interest rate
5.11% AER variable inc. 0.66% fixed bonus for 12 months
Protection scheme
FSCS
ISA transfers in
Accepted
Rate drops to 4.15% after first 12 months. Subject to T&Cs. A lower interest rate of 0.75% AER (variable) applies whenever your account balance is less than £500. It also applies for the rest of your current 12-month period from your fourth withdrawal. The number of withdrawals permitted will reset on the anniversary of the account opening date
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £500 | 4.45% | 5.11% | 4.45% | 5.11% |
Eligibility
| Maximum Age | Unlimited |
| Minimum Initial Deposit | £500 |
| Minimum Age | 18 years |
| Minimum Monthly Investment | £1 |
| Permanent UK Resident |
Boost your ISA: Use code ISA6BOOST in the Chip app. T&Cs apply. £1 min deposit.
Chip Clearbank - Cash ISA
Term
Instant access
Open with
£1
Interest rate
4.58% AER BBR tracker
Protection scheme
FSCS
ISA transfers in
Accepted
Only bank accounts from certain providers will work with the Chip App. This savings product is only for Chip users.
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 4.49% | 4.49% | 4.58% | 4.58% |
Eligibility
| Maximum Age | Unlimited |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Hampshire Trust Bank Online Easy Access ISA (Issue 7)
Term
Instant access
Open with
£1
Interest rate
4.31% AER variable
Protection scheme
FSCS
ISA transfers in
Accepted
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 4.31% | 4.31% | 4.31% | 4.31% |
Eligibility
| Maximum Age | Unlimited |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Platinum Trusted Service Award 2024 (Feefo)
Hampshire Trust Bank 2 Year Online ISA Fixed Saver (Issue 35)
Term
2 years
Open with
£1
Interest rate
4.31% AER fixed
Protection scheme
FSCS
ISA transfers in
Accepted
Withdrawals are not permitted during term. Closure is permitted during term of the account subject to a charge equivalent to 180 days interest on the amount invested.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 4.31% | 4.31% | 4.31% | 4.31% |
Eligibility
| Maximum Age | Unlimited |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Marcus by Goldman Sachs Cash ISA
Term
Instant access
Open with
£1
Interest rate
4.3% AER variable
Protection scheme
FSCS
ISA transfers in
Not accepted
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 3.72% | 4.22% | 3.79% | 4.3% |
Eligibility
| Maximum Age | Unlimited |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Saga Cash ISA
Term
Easy access
Open with
£1
Interest rate
4.3% AER variable
Protection scheme
FSCS
ISA transfers in
Not accepted
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 3.72% | 4.22% | 3.79% | 4.3% |
Eligibility
| Maximum Age | Unlimited |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Minimum Monthly Investment | £1 |
| Permanent UK Resident |
Paragon 1 Year Fixed Rate ISA
Term
1 year
Open with
£500
Interest rate
4.3% AER fixed
Protection scheme
FSCS
ISA transfers in
Accepted
Withdrawals and closure are permitted subject to 90 days interest penalty.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £500 | 4.3% | 4.3% | 4.3% | 4.3% |
Eligibility
| Maximum Age | Unlimited |
| Minimum Initial Deposit | £500 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Aldermore 2 Year Fixed Rate Cash ISA
Term
2 years
Open with
£1,000
Interest rate
4.28% AER fixed
Protection scheme
FSCS
ISA transfers in
Accepted
Withdrawals and closure permitted subject to 180 days loss of interest penalty.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1,000 | 4.28% | 4.28% | 4.28% | 4.28% |
Eligibility
| Maximum Age | Unlimited |
| Minimum Initial Deposit | £1,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Paragon 40 Day Notice ISA (Issue 5)
Term
Notice
Open with
£500
Interest rate
4.15% AER variable
Protection scheme
FSCS
ISA transfers in
Accepted
Withdrawals and closure permitted subject to 40 days' notice or a 40 day interest penalty.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £500 | 4.15% | 4.15% | 4.15% | 4.15% |
Eligibility
| Maximum Age | Unlimited |
| Minimum Initial Deposit | £500 |
| Minimum Age | 18 years |
| Minimum Monthly Investment | £1 |
| Permanent UK Resident |
Royal Bank of Scotland 1 Year Fixed Rate ISA Issue 364
Term
10 Mar 2026
Open with
£1,000
Interest rate
4.15% AER fixed
Protection scheme
FSCS
ISA transfers in
Accepted
UK residents, 16+, sole accounts only. Must be the only cash ISA subscribed to this tax year. Criteria, conditions & early closure charges apply. Available until 5pm on 12th February 2025 to new customers and 17th February 2025 to existing customers. May be withdrawn early
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1,000 | 4.15% | 4.15% | 4.15% | 4.15% |
Eligibility
| Maximum Age | Unlimited |
| Minimum Initial Deposit | £1,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |