Compare our best Cash ISA rates

If more than 2 withdrawals are made in a 12 month period, the rate payable will drop from the date of the 3rd withdrawal, with the 12 month period resetting on the anniversary of the account opening date.

No notice, penalty, or charge applies.

Rate drops to 4.15% after first 12 months. Subject to T&Cs. A lower interest rate of 0.75% AER (variable) applies whenever your account balance is less than £500. It also applies for the rest of your current 12-month period from your fourth withdrawal. The number of withdrawals permitted will reset on the anniversary of the account opening date

If more than 3 withdrawals are made in a 12 month period, the rate payable will drop from the date of the 4th withdrawal, with the 12 month period resetting on the anniversary of the account opening date.

Only bank accounts from certain providers will work with the Chip App. This savings product is only for Chip users.

No notice, penalty, or charge applies.

No notice, penalty, or charge applies.

No notice, penalty, or charge applies.

Withdrawals and closure are subject to 30 days notice or 30 days loss of interest, if notice is not given.

Withdrawals and closure permitted subject to 90 days loss of interest penalty.

Available until 23rd May 2024 for new customers and 28th May 2024 for existing customers. Please be aware that this offer can be withdrawn at any time. To apply, you must be 18+ and a UK resident. Early closure charges may apply.

If you make a payment into your Fixed Rate ISA you will not be able to make any further payments for that tax year into any other cash ISA with Royal Bank of Scotland.

Withdrawals are not permitted. Closure is subject to a penalty equal to the amount of interest earned on the account or 90 days' loss of interest, whichever is lower, although capital is guaranteed.