<Easy access savings accounts

Compare instant and easy access savings accounts

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Is my money safe?
The FSCS guarantees that the first £85,000 you have saved with a registered bank or building society will be safe even if the business goes bust. However, we can't guarantee that all non-affiliated products on our panel are covered by the FSCS.
293 results found, sorted by partner products. We always order products with our partners first and we may receive a small commission if you click on the deal and then purchase it. Find out how we order our comparisons.
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Boost your savings: Use code CHIPINSTANT in the Chip app. T&Cs apply. £1 min deposit.

Clearbank - Chip Instant Access

Account type
Instant access
Open with
£1
Interest rate
4.76% AER variable inc. 1.26% fixed bonus for 3 months
Protection scheme
FSCS
The account is offered and managed by Chip. ClearBank is responsible for only the provision of the account and holding your funds which are FSCS protected (subject to eligibility).
Only bank accounts from certain providers will work with the Chip App. This savings product is only for Chip users. Account is available on all Chip plans including free option.
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£13.44%4.54%3.5%4.76%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£1,000,000
Minimum Initial Deposit£1
Minimum Age18 years
Permanent UK Resident
Chase current account required to open a saver account

Chase Saver with Boosted Rate

Account type
Instant access
Open with
Any amount
Interest rate
4.75% AER BBR tracker inc. 1.75% fixed bonus for 6 months
Protection scheme
FSCS
4.75% gross variable, rates applies for 6 months. 1.75% AER fixed bonus for 6 months on top of the standard Chase saver variable rate, currently 3% AER (2.96% gross).
Available to new customers joining from 9/12/24 for your first 31 days. Offer may be withdrawn at any time. 18+, UK residents. T&Cs apply – see chase.co.uk/saver-boosted
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£12.96%4.65%3%4.75%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£3,000,000
Minimum Age18 years
Permanent UK Resident

Raisin UK Monument Bank - Easy Access Account

Account type
Instant access
Open with
£1,000
Interest rate
4.56% AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£1,0004.47%4.47%4.56%4.56%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£85,000
Minimum Initial Deposit£1,000
Minimum Age18 years
Permanent UK Resident

Post Office Money Online Saver Issue 79

Account type
Instant access
Open with
£1
Interest rate
4.4% AER variable inc. 3.15% fixed bonus for 12 months
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£11.25%4.4%1.25%4.4%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£2,000,000
Minimum Initial Deposit£1
Minimum Age18 years
Permanent UK Resident

Raisin UK - QIB - Easy Access

Account type
Easy access
Open with
£1,000
Interest rate
4.4% EPR (gross p.a.)
Protection scheme
FSCS
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£1,0004.31%4.31%4.4%4.4%
Eligibility
Minimum Initial Deposit£1,000
Minimum Age18 years
Permanent UK Resident

Hampshire Trust Bank Online Easy Access Tracker (Issue 2)

Account type
Instant access
Open with
£20,000
Interest rate
4.4% AER BBR tracker
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£20,0004.4%4.4%4.4%4.4%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£1,000,000
Minimum Initial Deposit£20,000
Minimum Age18 years
Permanent UK Resident

Hargreaves Lansdown Active Savings Chetwood Bank - Easy Access

Account type
Instant access
Open with
£1
Interest rate
4.33% AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£14.25%4.25%4.33%4.33%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£1,000,000
Minimum Initial Deposit£1
Minimum Age18 years
Permanent UK Resident

Hargreaves Lansdown Active Savings Monument - Easy Access

Account type
Instant access
Open with
£1
Interest rate
4.31% AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£14.23%4.23%4.31%4.31%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£2,000,000
Minimum Initial Deposit£1
Minimum Age18 years
Permanent UK Resident

Raisin UK UBL UK - High Saver Easy Access Account

Account type
Instant access
Open with
£10,000
Interest rate
4.31% AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£10,0004.23%4.23%4.31%4.31%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£85,000
Minimum Initial Deposit£10,000
Minimum Age18 years
Permanent UK Resident

Saga Easy Access Savings Account

Account type
Instant access
Open with
£1
Interest rate
4.3% AER variable inc. 0.49% fixed bonus for 12 months
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£13.72%4.22%3.79%4.3%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£250,000
Minimum Initial Deposit£1
Minimum Age18 years
Permanent UK Resident