Compare instant and easy access savings accounts

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The FSCS guarantees that the first £85,000 you have saved with a registered bank or building society will be safe even if the business goes bust. However, we can't guarantee that all non-affiliated products on our panel are covered by the FSCS.
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Raisin UK Monument Bank - Easy Access Account

Account type
Instant access
Open with
£1,000
Interest rate
4.87% AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£1,0004.76%4.76%4.87%4.87%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£85,000
Minimum Initial Deposit£1,000
Minimum Age18 years
Permanent UK Resident

Investec Online Flexi Saver

Account type
Instant access
Open with
£5,000
Interest rate
4.6% AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£5,0004.51%4.51%4.6%4.6%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£250,000
Minimum Initial Deposit£5,000
Minimum Age18 years
Permanent UK Resident

Aldermore Double Access Account (Issue 3)

Account type
Easy access
Open with
£1,000
Interest rate
4.55% AER variable
Protection scheme
FSCS
The rate includes an ongoing bonus subject to a maximum of 2 withdrawals per 12 month period. Further withdrawals are permitted however a lower rate of interest will be paid.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£1,0001.5%4.55%1.5%4.55%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£1,000,000
Minimum Initial Deposit£1,000
Minimum Age18 years
Permanent UK Resident

Clearbank - Chip Easy Access Saver

Account type
Easy access
Open with
Any amount
Interest rate
4.5% AER variable inc. 0.68% fixed bonus for 12 months
Protection scheme
FSCS
Only bank accounts from certain providers will work with the Chip App. This savings product is only for Chip users.
If more than 3 withdrawals are made in each 12 month period from account opening, the underlying interest rate will reduce; the introductory bonus will remain during the first 12 months and will not be lost if more than 3 withdrawal are made. For example if more than 3 withdrawals are made in the initial 12 month period the rate will reduce to 3.40% AER (2.72% + 0.68%), if more than 3 withdrawals are made in the 12 month period after the introductory bonus has ended the rate will reduce to 2.72% AER. The withdrawal period resets each 12 months on the anniversary of account opening, the rate will return to the higher interest rate and the 3 withdrawal limit is reset.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£13.75%4.41%3.82%4.5%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£1,000,000
Minimum Age18 years
Permanent UK Resident

Raisin UK - QIB - Easy Access

Account type
Easy access
Open with
Any amount
Interest rate
4.5% EPR (gross p.a.)
Protection scheme
FSCS
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£1,0004.5%4.5%4.7%4.7%
Eligibility
Minimum Age18 years
Permanent UK Resident

RCI Bank Freedom Savings Account

Account type
Instant access
Open with
£100
Interest rate
4.45% AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£1004.45%4.45%4.45%4.45%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£250,000
Minimum Initial Deposit£100
Minimum Age18 years
Permanent UK Resident
Platinum Trusted Service Award 2024 (Feefo)

Hampshire Trust Bank Online Easy Access Account Issue 26

Account type
Instant access
Open with
£1
Interest rate
4.4% AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£14.4%4.4%4.4%4.4%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£250,000
Minimum Initial Deposit£1
Minimum Age18 years
Permanent UK Resident

Skipton Single Access Saver Issue 5

Account type
Easy access
Open with
£15,000
Interest rate
4.4% AER variable
Protection scheme
FSCS
Up to one withdrawal is allowed each calendar year, without notice or penalty after which no further withdrawals are permitted until the next year, except closure. If the customer needs to make a further withdrawal within the same year they can do so by closing the account.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£15,0004.4%4.4%4.4%4.4%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£1,000,000
Minimum Initial Deposit£15,000
Minimum Age16 years
Permanent UK Resident

Yorkshire Building Society Easy Access Saver Issue 3

Account type
Instant access
Open with
£1
Interest rate
4.35% AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£14.35%4.35%4.35%4.35%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£500,000
Minimum Initial Deposit£1
Minimum Age16 years
Permanent UK Resident

Tesco Internet Saver

Account type
Instant access
Open with
£1
Interest rate
4.3% AER variable on £1 to £1,000,000 inc. 3.05% fixed bonus for 12 months
Protection scheme
FSCS
Interest earned throughout each year will be paid on the last day of March. If Bonus interest applies to your account, Tesco will apply this at the end of your Bonus term.
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£11.25%4.3%1.25%4.3%
£1,000,0011.25%1.25%1.25%1.25%
Eligibility
Maximum AgeUnlimited
Maximum Initial DepositUnlimited
Minimum Initial Deposit£1
Minimum Age18 years
Permanent UK Resident