<Easy access savings accounts

Compare instant and easy access savings accounts

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Is my money safe?
The FSCS guarantees that the first £85,000 you have saved with a registered bank or building society will be safe even if the business goes bust. However, we can't guarantee that all non-affiliated products on our panel are covered by the FSCS.
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Raisin UK Monument Bank - Easy Access Account

Account type
Instant access
Open with
£1,000
Interest rate
4.56% AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£1,0004.47%4.47%4.56%4.56%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£85,000
Minimum Initial Deposit£1,000
Minimum Age18 years
Permanent UK Resident
Chase current account required to open a saver account

Chase Saver with Boosted Rate

Account type
Instant access
Open with
Any amount
Interest rate
4.5% AER BBR tracker inc. 1.5% fixed bonus for 6 months
Protection scheme
FSCS
4.5% gross variable, rates applies for 6 months. 1.5% AER fixed bonus for 6 months on top of the standard Chase saver variable rate, currently 3% AER (2.96% gross).
Available to new customers joining from 9/12/24 for your first 31 days. Offer may be withdrawn at any time. 18+, UK residents. T&Cs apply – see chase.co.uk/saver-boosted
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£12.96%4.41%3%4.5%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£3,000,000
Minimum Age18 years
Permanent UK Resident

Tesco Internet Saver

Account type
Instant access
Open with
£1
Interest rate
4.41% AER variable on £1 to £1,000,000 inc. 3.16% fixed bonus for 12 months
Protection scheme
FSCS
Interest earned throughout each year will be paid on the last day of March. If Bonus interest applies to your account, Tesco will apply this at the end of your Bonus term.
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£11.25%4.41%1.25%4.41%
£1,000,0011.25%1.25%1.25%1.25%
Eligibility
Maximum AgeUnlimited
Maximum Initial DepositUnlimited
Minimum Initial Deposit£1
Minimum Age18 years
Permanent UK Resident

Post Office Money Online Saver Issue 79

Account type
Instant access
Open with
£1
Interest rate
4.4% AER variable inc. 3.15% fixed bonus for 12 months
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£11.25%4.4%1.25%4.4%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£2,000,000
Minimum Initial Deposit£1
Minimum Age18 years
Permanent UK Resident

Investec Online Flexi Saver

Account type
Instant access
Open with
£5,000
Interest rate
4.4% AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£5,0004.31%4.31%4.4%4.4%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£250,000
Minimum Initial Deposit£5,000
Minimum Age18 years
Permanent UK Resident

Yorkshire Building Society Easy Access Saver Issue 3

Account type
Instant access
Open with
£1
Interest rate
4.35% AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£14.35%4.35%4.35%4.35%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£500,000
Minimum Initial Deposit£1
Minimum Age16 years
Permanent UK Resident

Raisin UK UBL UK - High Saver Easy Access Account

Account type
Instant access
Open with
£10,000
Interest rate
4.31% AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£10,0004.23%4.23%4.31%4.31%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£85,000
Minimum Initial Deposit£10,000
Minimum Age18 years
Permanent UK Resident

Saga Easy Access Savings Account

Account type
Instant access
Open with
£1
Interest rate
4.3% AER variable inc. 0.49% fixed bonus for 12 months
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£13.72%4.22%3.79%4.3%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£250,000
Minimum Initial Deposit£1
Minimum Age18 years
Permanent UK Resident

Marcus by Goldman Sachs Online Savings

Account type
Instant access
Open with
£1
Interest rate
4.3% AER variable inc. 0.49% fixed bonus for 12 months
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£13.72%4.22%3.79%4.3%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£250,000
Minimum Initial Deposit£1
Minimum Age18 years
Permanent UK Resident

RCI Bank Freedom Savings Account

Account type
Instant access
Open with
£100
Interest rate
4.25% AER variable
Protection scheme
FSCS
No notice, penalty, or charge applies.
More Information
Rate Tiers
Gross rateGross rateAER rateAER rate
Excluding bonusIncluding bonusExcluding bonusIncluding bonus
£1004.25%4.25%4.25%4.25%
Eligibility
Maximum AgeUnlimited
Maximum Initial Deposit£250,000
Minimum Initial Deposit£100
Minimum Age18 years
Permanent UK Resident